Who are considered to be eligible dependents?

Eligible dependents include your:

• spouse (as legally recognized by the State of Tennessee, while not divorced or legally separated); and
• dependent child(ren) from birth up to age 26 if he/she: 
  • is your child by birth, legal adoption, legal guardianship or court order who may or may not reside in your home the majority of the time on an annual basis;
  • is your stepchild whose primary residence is with you and your spouse;
  • is a foster child living in your residence in accordance with a "Foster Care Placement" which means and is defined as the supervised adoption period prior to final adoption, as approved by a court of competent jurisdiction; 
  • is not eligible for their own employer-sponsored health plan; and 
• dependent child(ren) over age 26, if coverage under Metro benefits has been continuous and he/she is incapable of self-sustaining employment by reason of mental retardation or physical handicap (for details contact a Benefits Representative at (615) 862-6700.