Continuation of Coverage Under COBRA
If you or your dependents should lose your eligibility for health care coverage for certain reasons, you will be allowed to continue coverage for a certain period of time thanks to a federal law known as COBRA. Your spouse and children have the right to continue coverage even if you do not elect to continue your own.
You or your dependents are eligible for COBRA continuation if coverage ends because:
- you leave or are terminated from your job at Metro for reasons other than gross misconduct
- you work fewer hours so that you no longer qualify for coverage
- you die
- you get divorced (notify Human Resources within 60 days)
- your dependent child becomes ineligible for coverage (notify Human Resources within 60 days)
If you or your dependents lose eligibility for coverage due to one of the first three qualifying events, Metro's COBRA administrator will notify you, your spouse or dependent children of the right to continue coverage under COBRA. If coverage is lost because you get divorced or because your dependent child becomes ineligible, you must notify Human Resources within 60 days and request COBRA coverage.
Metro does not pay for coverage under COBRA. You or your dependent pay 100% of the cost, plus a 2% administration fee.