Losses Not Covered by AD&D
AD&D will not cover losses resulting from:
- mental illness
- physical illness (except an infection from an accidental wound)
- suicide
- an intentionally self-inflicted injury
- use of alcohol, intoxicants or drugs (except as prescribed by a physician)
- travel in any aircraft in which you are acting in any capacity other than passenger
- war
- participation in a criminal act or attempted criminal act