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Other Supplemental Life Facts

Automatic Re-Enrollment

Supplemental life coverage continues until you:

• Elect increased or decreased coverage during Annual Enrollment (see "Increasing Coverage" below), or
• Discontinue coverage (see "Discontinuing Coverage" below)

If you do not wish to increase or discontinue coverage, you will be automatically re-enrolled in supplemental life coverage at your current coverage level during Annual Enrollment.

Increasing Supplemental Life Coverage

Evidence of Insurability (proof of good health) is required if you enroll in either supplemental or dependent life at any time after your initial eligibility period or if you increase your supplemental insurance coverage by more than $10,000.

Discontinuing Supplemental Life Coverage

You may drop supplemental life coverage within 60 days of an eligible change in status. If you drop your supplemental life coverage, you will not be able to enroll again until the next Annual Enrollment, unless you have another eligible change in status. For a list of eligible changes in status and instructions for changing your benefit elections, see your departmental Human Resources Coordinator or call Metro Human Resources.

If you drop out and later want to re-enroll, you must provide proof of good health — also called evidence of insurability (EOI) — to be eligible for supplemental life coverage. For more information about EOI, contact the insurance carrier.

NOTE: If you do not enroll in supplemental life insurance when it is first available to you, you may not be able to enroll later if you have certain medical conditions. After initial enrollment, you may be denied coverage if you do not meet the insurance carrier’s medical guidelines.