Mental Health and
Substance Abuse Benefits
Mental health and substance abuse care and services are provided under your medical plan coverage. Highlights for each plan appear below. For more information, contact your medical plan carrier.
| BCBS PPO | BlueAdvantage Plus | CIGNA Choice Fund | |
|---|---|---|---|
Mental health inpatient |
80% of approved charges; pre-authorization required |
100% coverage with 190 day lifetime maximum in a psychiatric hospital |
90% of approved charges; pre-authorization required |
Mental health outpatient |
80% of maximum allowable charges; no pre-authorization required |
100% coverage after $10 copay for group/individual visit |
90% after plan deductible; no pre-authorization required |
Substance abuse inpatient |
80% of approved charges; pre-authorization required |
|
90% of approved charges; pre-authorization required |
Substance abuse |
80% of maximum allowable charges; no pre-authorization required |
|
90% after plan deductible; no pre-authorization required |
Group therapy |
Covered as mental health outpatient |
|
Covered as mental health outpatient |
1 If you go out-of-network, these benefits do not apply. See insurance carrier for details.