Vision Benefits
Optional Vision Insurance
Vision insurance provides benefits for eye exams, eyeglasses, contact lenses, and contact lens fittings and evaluations. It is available to all Metro employees who are eligible for Metro benefits and to Metro pensioners.
| FAST FACTS About Vision Insurance | |
|---|---|
| Eligibility | » Metro pensioners |
| Coverage Levels | Single, family and split coverage available. |
| Highlights | For exams, eyeglass lenses and frames, contact lenses, and contact lens fitting and evaluation. |
| Cost | You pay the full cost of coverage at group rates. |
Eligibility
You are eligible for optional vision insurance if you are a Metro pensioner.
Cost
You pay the full cost of vision insurance at group rates. In general, group rates are lower than rates for individual coverage. For rates, see your Enrollment Packet or contact the insurance carrier.
Coverage Levels
You may choose from three levels of vision coverage:
- Single — Metro employee or Metro pensioner only
- Family — Metro employee or Metro pensioner plus family
Alternatively, you may choose family coverage and let your spouse decline coverage. This approach provides the same coverage at the same cost, but all premiums are deducted from the pay of the person choosing family coverage. In some cases, paying premiums from one check helps you save on taxes.
Automatic Re-Enrollment
Once you enroll in vision insurance, you do not need to re-enroll each year. Your coverage will automatically continue until you elect to discontinue it.
Discontinuing Coverage
You may drop vision coverage at any time. However, once you drop vision coverage, you may never re-enroll at a later date.