Continuation of Health Care Insurance
While on a service pension, you can change health care plans during Annual Open Enrollment. However, you may only add or delete dependents within 60 days of an eligible change in status (see below).
NOTE: If you decline health care coverage at the time you retire, you cannot elect it at a later date.
Eligible Change in Status
The benefits you choose at Annual Open Enrollment remain in effect for the entire plan year unless you have a qualifying life-changing event such as:
- marriage
- divorce
- death of a covered eligible dependent
- birth or adoption of a child
- change in job status for you or your spouse
Within 60 days of a life-changing event, you may:
- change current benefit options, where eligible, or
- change current coverage levels, or
- add or drop eligible dependents to/from coverage
If you miss the 60-day deadline, you cannot add dependent(s).
For a complete list of eligible changes in status and instructions on changing your benefit elections, see your department HR Department Representative or call Metro Human Resources.