Office of Emergency Management

What's Insured

Some things can never be replaced after a disaster, but having insurance could help you recover more quickly. Add these ideas to your insurance check list:
  • Review your insurance needs with your agent
  • Consider flood insurance or other special needs
  • Photograph and document your belongings
  • Store photos, deeds birth certificates and other documents in a safe-deposit box or other off-site location.
  • Know the limits on your policy: debris removal, deductibles, repair vs. replacement, water damage, electrical damage, etc.