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Medical Benefits

Employees have the choice of two medical plans - BlueCross BlueShield PPO or Cigna Choice Fund - and may choose either Individual, Family or Employee + Child(ren) coverage. Metro pays 75% of the medical premium with employees only paying 25% of the premium. You must notify Human Resources and provide documentation within 60 calendar days of an eligible change in status to make a change in your benefit elections. An eligible change in status includes marriage, divorce, death, change in job status or loss of coverage for you or your spouse (contact Human Resources for a complete list). During each Annual Enrollment, you may change medical plans, add eligible dependents or drop dependents.

Employees hired on or after January 1, 2013 and non-vested employees rehired on or after January 1, 2013, will have their medical premiums indexed based upon their credited years of service at retirement.

More information about Pensioner Benefits

2018 Medical Plan Comparison Chart

2019 Medical Plan Comparison Chart

2018 Benefit Plan Rates

2019 Benefit Plan Rates

Help Me Choose a Medical Plan

Incentive Programs Offered

There are two different incentive programs offered to Metro employees, pensioners and their covered dependents which can be used in conjunction with Metro's insurance plan and may save you money out of your pocket. For information about these programs, including your cost share, contact each program directly. Those who have Medicare may not participate in this incentive program and have co-pays, deductibles or coinsurance waived.

Nashville General Hospital and Meharry Medical Group program - services include primary care, specialist, in-patient care, radiology (x-ray, mammograms, MRI), lab work, physical and occupational therapy. For more information, contact the Hospital at 615-341-4426.

Metro Nashville Public Schools Healthcare Centers located across Metro provide health and wellness services by a nurse practitioner. For more information, contact Metro Schools at 615-259-8755.