Skip to Content

Pensioner Insurance Benefits

Metro pensioners eligible for an Early or Normal service pension when their employment ends are eligible to enroll in benefits. Coverage is effective the date your pension benefit becomes effective, and it will remain in effect until your pension ends or when you die. Your spouse and dependent children may be eligible to continue their coverage if you have elected for them to receive a survivor pension benefit.

Service and survivor pensioners may opt out of Metro's insurance coverage; however, prior to dropping Metro's coverage entirely, you may wish to check our Opting-Out of Benefits information on the limitations involved and whether you may qualify to re-enroll in our coverage at a later date.

If you have questions about your insurance coverage, please contact a Benefits Representative at (615) 862-6700.

Medicare Parts A, B, and D

Metro requires pensioners and dependents to elect Medicare Parts A and B as soon as you first become eligible to enroll. Medicare Parts A and B will be offered no later than age 65 but may be offered earlier if you have certain medical conditions. Once you receive a copy of your Medicare card, you will need to provide a copy to Metro Human Resources; by having Medicare A and B, your Metro insurance premiums may be reduced...

Learn More About Medicare

Retiree Life Insurance

As a retired Metro employee, you are provided with $10,000 of term life insurance at no cost to you. Your life insurance benefit is payable to the person you have last named as your beneficiary on your life insurance paperwork. Pensioners are not eligible to enroll in supplemental term life insurance; however, if you were previously enrolled as an active employee, you may elect to continue your supplemental term life coverage as a pensioner...

Learn More About Retiree Life Insurance

Contact Information

If you would like to speak to a Benefits Representative regarding your insurance as a Metro Government pensioner, please contact us at:

615-862-6700, Option 1


BlueCross/BlueShield PPO

Cigna Choice Fund

BCBS DentalBlue

National Vision Administrators (NVA)

Prudential Life Insurance