2027 Annual Employee and Pensioner Benefits Enrollment

Annual Enrollment is your once-a-year opportunity to make changes in your benefit plans or to enroll in new benefits, unless you have an eligible change in status during the year. Please review the details below to determine what options and benefit plans are available. Contact the plan vendors for specific questions regarding your benefit coverage.

Any changes you wish to make to your benefits for 2027 must be made between October 5 - 16, 2026.

Employee Self Service

2027 How to Enroll Flier

Employees

Benefit Plan Options and Insurance Vendors for Employees

Login to Oracle Cloud to make your annual enrollment changes.

• Active Employee 2027 Quick Start Guide
• Active Employee 2027 Benefits Guide
• Convention Center/EBDA 2027 Quick Start Guide
• Convention Center/EBDA 2027 Benefits Guide

Life Insurance Information

• Why You Should Enroll in Supplemental Life Insurance
• The Hartford microsite

Short-Term and Long-Term Disability Information

• Short Term and Long Term Disability information
• Why is disability insurance important?
• STD/LTD MetLife microsite

Charter School Employees

• 2027 Quick Start Guide
• 2027 Benefits Guide

Pensioners

Benefit Plan Options and Insurance Vendors

• 2027 Quick Start Guide for pensioners and/or dependents without Medicare
• 2027 Benefits Guide for pensioners and/or dependents without Medicare
• 2027 Quick Start Guide for pensioners and/or dependents all who have or will have Medicare by 1/1/2026
• 2027 Benefits Guide for pensioners and/or dependents all who have or will have Medicare by 1/1/2026

Humana Informational Video

UnitedHealthcare Information Video

Metro Council Members

• 2027 Quick Start Guide
• 2027 Benefits Guide

COBRA Participants

• 2027 Quick Start Guide
• 2027 Benefits Guide

Want to Opt Out of Metro's Insurance Benefits?

If you want to opt out of Metro's insurance benefits, you must provide specific information and opt out during Annual Enrollment or within 60 days of an eligible change in status event.

If you start working or are still working for Metro as a benefit eligible active employee and you are age 65 or older, you may opt out of Metro's medical insurance if you prefer to have Original Medicare Parts A and B, a Medicare Supplement, or a Medicare Advantage Plan rather than Metro's medical insurance. This option is now available at the request of many older Metro employees who would rather have Medicare coverage instead of Metro's medical insurance since, in most cases, the monthly premium for Medicare coverage is less expensive than Metro's premium.

Things to note:

• If you choose to opt out of Metro's medical insurance, your dependents will no longer have medical insurance coverage with Metro.
• You may only opt out of Metro's medical insurance within 60 days of enrolling in a Medicare plan or during Metro's annual enrollment while you are a benefit eligible active employee.
• You can re-enroll in Metro's medical insurance within 60 days of an eligible change in status or if you retire from Metro.

Please refer to the policies below for information on what documentation is required to opt out and contact Human Resources for additional information.

Active Employees

• Opt Out Policy
• Opt Out Form

Pensioners

• Opt Out Policy
• Opt Out Form

Summary of Benefits and Coverage

• 2027 PPO Plan Summary
• 2027 HRA Plan Summary